CONFORMING LOANS
20% Down Program
Borrowers that want instant equity with the lowest payment will often choose this option.
10% Down Program
Borrowers that want a balance between instant equity and a lower payment will often choose this option.
5% Down Program
Borrowers That have a limited down payment or want to retain their savings will often choose this option.
HIGH BALANCE LOANS
20% Down Program
Borrowers that want instant equity with the lowest payment will often choose this option.
10% Down Program
Borrowers that want a balance between instant equity and a lower payment will often choose this option.
JUMBO LOANS
20% Down Program
Borrowers that want instant equity with the lowest payment will often choose this option.
10% Down Program
Borrowers that want a balance between instant equity and a lower payment will often choose this option.
Interest Only Options
Borrowers that want the lowest payment to manage cash flow often choose this option.
Asset Depletion
Borrowers that are self-employed or have significant liquid Assets often choose this option.
GOVERNMENT LOANS + PROGRAMS
FHA (Federal Housing Authority)
Borrowers who have minimal down payment will often choose this option.
VA (Veteran Administration)
Military veterans who have minimal down payment will often choose this option.
Reverse Mortgage
Borrowers who are of retirement age 62 and no longer want a monthly payment will often choose this option
HUD Loan
Borrowers with poor credit or no down payment will often choose this option.
HARP – Home Affordable Refinance Program
Borrowers not behind on their payments, but have been unable to refinance often choose this option.